FLOOD INSURANCE: What you need to before Tropical Storm Cindy hits

Local

LAFAYETTE, La. (KLFY) – With Tropical Storm Cindy approaching Louisiana many have questions about flood insurance.

Can flood insurance be purchased when there’s a storm in the Gulf of Mexico and how long does it take for coverage to kick in?

News 10’s Rene Allen got some answers.

For the Derby Heights neighborhood, it’s the calm before the storm. Many who live here remember vividly when their homes were literally underwater back in August.

Now, hearing about a pending storm raises the alarm about flood insurance in an area where some are in a flood zone and some are not.

State Senator Gerald Boudreaux is one of those Derby Heights residents who remembers how his community pulled together in a situation they never thought they would be in.

“We get phone calls. People are afraid they’re going to flood,” Boudreaux said.

Raymond Washington has been a Derby Heights homeowner for 40 years.

Washington says he was lucky compared to his neighbors.

He also learned that he needs to get insurance.

“When you start building they gave you all kinds of situations — It don’t flood here and stuff so you learn that you have to get flood insurance,” Washington said.

Lafayette Parish Farm Bureau Agent Jarrod Serrette knows insurance. He has close to 18 years in the business.

He says when buying flood insurance make sure your household contents are covered.

“If you just buy coverage on your dwelling then you won’t have coverage for your furniture your appliances and your clothes. All things like that,” Serrette said.

And Serrette says flood insurance can be purchased anytime but it will come with a 30 day waiting period before it kicks in.

“Other insurance like homeowners or property insurance they’ll stop us from buying the coverage once a storm gets into the Gulf (of Mexico),” Serrette said.

State Senator Gerald Boudreaux issued an advisory to residents saying,

“Let’s take the precautions that we can. Let’s make sure we have all our flashlights ready to go and enough water. Let’s not take anything for granted.”

For more information about flood insurance visit: https://www.fema.gov/national-flood-insurance-program

Copyright 2021 Nexstar Media Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

Partly Cloudy

Abbeville

86°F Partly Cloudy Feels like 94°
Wind
5 mph E
Humidity
66%
Sunrise
Sunset

Tonight

Information not available.
73°F Information not available.
Wind
4 mph SE
Precip
40%
Sunset
Moon Phase
Waxing Gibbous
Partly Cloudy

Crowley

86°F Partly Cloudy Feels like 93°
Wind
2 mph E
Humidity
63%
Sunrise
Sunset

Tonight

Information not available.
73°F Information not available.
Wind
3 mph ESE
Precip
40%
Sunset
Moon Phase
Waxing Gibbous
Sunny

Opelousas

89°F Sunny Feels like 100°
Wind
3 mph NNE
Humidity
64%
Sunrise
Sunset

Tonight

Information not available.
73°F Information not available.
Wind
3 mph SE
Precip
40%
Sunset
Moon Phase
Waxing Gibbous
Mostly Cloudy

Breaux Bridge

85°F Mostly Cloudy Feels like 94°
Wind
4 mph E
Humidity
73%
Sunrise
Sunset

Tonight

Mostly cloudy with showers and a few thunderstorms. Low 73F. Winds light and variable. Chance of rain 40%.
73°F Mostly cloudy with showers and a few thunderstorms. Low 73F. Winds light and variable. Chance of rain 40%.
Wind
5 mph ESE
Precip
43%
Sunset
Moon Phase
Waxing Gibbous
Partly Cloudy

New Iberia

84°F Partly Cloudy Feels like 92°
Wind
4 mph ESE
Humidity
69%
Sunrise
Sunset

Tonight

An isolated thunderstorm possible this evening, then occasional showers overnight. Low 73F. Winds light and variable. Chance of rain 50%.
73°F An isolated thunderstorm possible this evening, then occasional showers overnight. Low 73F. Winds light and variable. Chance of rain 50%.
Wind
4 mph ESE
Precip
47%
Sunset
Moon Phase
Waxing Gibbous

Local News

More Local

Download the KLFY app

The KLFY Weather App is the most advanced weather app you can have on your phone.

It will alert you to severe weather where ever you are in the world. With its GEO Targeting tools, it will give you the latest hour-by-hour forecasts and 10 days forecasts for where you are at the moment.

QR Code for Weather App
Open your phone’s camera and scan this QR Code to download the KFLY Weather App

Sidebar