FLOOD INSURANCE: What you need to before Tropical Storm Cindy hits

Local

LAFAYETTE, La. (KLFY) – With Tropical Storm Cindy approaching Louisiana many have questions about flood insurance.

Can flood insurance be purchased when there’s a storm in the Gulf of Mexico and how long does it take for coverage to kick in?

News 10’s Rene Allen got some answers.

For the Derby Heights neighborhood, it’s the calm before the storm. Many who live here remember vividly when their homes were literally underwater back in August.

Now, hearing about a pending storm raises the alarm about flood insurance in an area where some are in a flood zone and some are not.

State Senator Gerald Boudreaux is one of those Derby Heights residents who remembers how his community pulled together in a situation they never thought they would be in.

“We get phone calls. People are afraid they’re going to flood,” Boudreaux said.

Raymond Washington has been a Derby Heights homeowner for 40 years.

Washington says he was lucky compared to his neighbors.

He also learned that he needs to get insurance.

“When you start building they gave you all kinds of situations — It don’t flood here and stuff so you learn that you have to get flood insurance,” Washington said.

Lafayette Parish Farm Bureau Agent Jarrod Serrette knows insurance. He has close to 18 years in the business.

He says when buying flood insurance make sure your household contents are covered.

“If you just buy coverage on your dwelling then you won’t have coverage for your furniture your appliances and your clothes. All things like that,” Serrette said.

And Serrette says flood insurance can be purchased anytime but it will come with a 30 day waiting period before it kicks in.

“Other insurance like homeowners or property insurance they’ll stop us from buying the coverage once a storm gets into the Gulf (of Mexico),” Serrette said.

State Senator Gerald Boudreaux issued an advisory to residents saying,

“Let’s take the precautions that we can. Let’s make sure we have all our flashlights ready to go and enough water. Let’s not take anything for granted.”

For more information about flood insurance visit: https://www.fema.gov/national-flood-insurance-program

Copyright 2020 Nexstar Broadcasting, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

Scattered Clouds

Abbeville

84°F Scattered Clouds Feels like 86°
Wind
6 mph SE
Humidity
52%
Sunrise
Sunset

Tonight

A clear sky. Low 66F. Winds light and variable.
66°F A clear sky. Low 66F. Winds light and variable.
Wind
1 mph SW
Precip
10%
Sunset
Moon Phase
Waxing Gibbous
Scattered Clouds

Crowley

84°F Scattered Clouds Feels like 85°
Wind
5 mph SSW
Humidity
49%
Sunrise
Sunset

Tonight

Mostly clear. Low around 65F. Winds light and variable.
65°F Mostly clear. Low around 65F. Winds light and variable.
Wind
2 mph SSW
Precip
10%
Sunset
Moon Phase
Waxing Gibbous
Broken Clouds

Opelousas

82°F Broken Clouds Feels like 83°
Wind
0 mph
Humidity
54%
Sunrise
Sunset

Tonight

Partly cloudy skies. Low 63F. Winds light and variable.
63°F Partly cloudy skies. Low 63F. Winds light and variable.
Wind
1 mph SSW
Precip
10%
Sunset
Moon Phase
Waxing Gibbous
Scattered Clouds

Breaux Bridge

85°F Scattered Clouds Feels like 87°
Wind
5 mph
Humidity
53%
Sunrise
Sunset

Tonight

Clear skies. Low near 65F. Winds light and variable.
65°F Clear skies. Low near 65F. Winds light and variable.
Wind
2 mph SSW
Precip
10%
Sunset
Moon Phase
Waxing Gibbous
Scattered Clouds

New Iberia

84°F Scattered Clouds Feels like 88°
Wind
6 mph NNW
Humidity
61%
Sunrise
Sunset

Tonight

Mostly clear. Low 66F. Winds S at 5 to 10 mph.
66°F Mostly clear. Low 66F. Winds S at 5 to 10 mph.
Wind
6 mph S
Precip
10%
Sunset
Moon Phase
Waxing Gibbous

Local News

More Local

Download the KLFY app

The KLFY Weather App is the most advanced weather app you can have on your phone.

It will alert you to severe weather where ever you are in the world. With it’s GEO Targeting tools, it will give you the latest hour by hour forecasts and 10 days forecasts for where you are at the moment.

If you have an Android phone, you can download it at the Google store by clicking here.

If you have an Apple phone, can you download it at the Apple Store by clicking here.

Sidebar